Debt Payoff Priority Calculator

1. Your Debts (List all)

2. Monthly Extra Payment

Amount you can pay on top of total minimum payments.

Payoff Strategy Results

Avalanche (Lowest Cost) High Interest First

Snowball (Psychological Win) Smallest Balance First

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Understanding the Strategies

Avalanche Method

This method focuses on the math. You pay high-interest debts first.

Snowball Method

This method focuses on behavior. You pay smallest debts first.

Which One Should You Choose?

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